Banks earnings comparison
Query: US bank stocks that reported earnings this month compared by P/E price to book dividend yield and EPS growth · data as of 2026-10-15
Screen of 13 US banks (Financials; Banks - Diversified / Banks - Regional) that reported within the last month — all in the 13-15 Oct 2026 earnings window, i.e. the freshest post-earnings cohort (widening to 45 days added no names). Comparison table sorted by P/E (TTM) ascending, with P/B, dividend yield, EPS growth YoY, reported-vs-estimate EPS surprise, ROE, 1M/6M returns, % vs 150D SMA, momentum score, days-since-earnings and last earnings date, plus a "Reported This Month" flag. CET1/Tier 1 capital ratios are not available in the dataset (noted in the takeaway). Table includes row-level commentary and a screen-notes narrative.
13 US banks (Sector: Financials; Industry: Banks - Diversified / Banks - Regional) that have reported within the last month, ranked by P/E (TTM) ascending. All names reported in the 2026-10-13 to 2026-10-15 window, so this is the freshest post-earnings cohort. CET1 / Tier 1 capital ratios are not available in this dataset.
US Banks — Most Recent Earnings Cohort (reported October 15, 2026 week)
| Symbol | Security Name | Industry | Market Cap | P/E (TTM) | Price / Book | Dividend Yield | EPS Growth YoY | EPS vs Estimate | Return on Equity | 1M Return | 6M Return | % vs 150D SMA | Momentum Score | Days Since Earnings | Last Earnings Date | Reported This Month | Comments |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| UNTY | Unity Bancorp, Inc. | Banks - Regional | 5.644e+08 | 9.75 | 1.59 | 0.84% | 39.81% | 1.70 vs 1.57 | 16.18% | -5.38% | 5.09% | 0.67% | 46.5 | 2 | 2026-10-13 | Reported This Month | Small NJ/NY- metro community bank; the cheapest headline P/E in the cohort reflects its tiny float and thin trading rather than a deep-value franchise. Watch NIM sensitivity given a shorter-duration loan book. |
| FHN | First Horizon Corporation | Banks - Regional | 1.083e+10 | 10.99 | 1.38 | 2.14% | 25.69% | 0.53 vs 0.52 | 10.88% | -4.47% | -3.35% | -5.31% | 42.5 | 0 | 2026-10-15 | Reported This Month | Regional footprint spanning the Southeast with meaningful exposure to commercial real estate; a deposit-franchise and credit-quality story. Beat was thin, so the set-up hinges on NIM trajectory and capital returns rather than a clean upside surprise. |
| USB | U.S. Bancorp | Banks - Regional | 8.942e+10 | 11.46 | 1.61 | 2.72% | 20.02% | 1.34 vs 1.32 | 11.55% | -3.02% | 5.31% | -0.48% | 44.4 | 0 | 2026-10-15 | Reported This Month | Super-regional with a large payments/merchant acquiring engine that differentiates fee income from pure spread lenders; also the most rate-sensitive on deposit repricing. Regulatory capital requirements (Category II) are its structural constraint — data not in this screen. |
| PNC | PNC Financial Services Group, I | Banks - Regional | 8.575e+10 | 11.84 | 1.66 | 2.51% | 17.54% | 4.97 vs 4.89 | 11.00% | -6.30% | -0.65% | -5.53% | 28 | 0 | 2026-10-15 | Reported This Month | Retail-and-commercial super-regional; a well-capitalized balance sheet and rising fee mix (asset management, capital markets). The market is pricing lingering credit normalization after its long post-SVB recovery. |
| HOMB | Home BancShares, Inc. | Banks - Regional | 5.775e+09 | 11.93 | 1.31 | 2.98% | 18.20% | 0.65 vs 0.64 | 10.93% | -2.93% | 9.65% | 2.35% | 44.3 | 0 | 2026-10-15 | Reported This Month | Arkansas-based regional with heavy Arkansas/Florida/Texas footprint and above-peer deposit franchise profitability; strongest 6M relative strength in the cohort, benefiting from Sun Belt growth. Cyclical CRE concentration is the chief risk. |
| BAC | Bank of America Corporation | Banks - Diversified | 3.615e+11 | 11.94 | 1.58 | 1.62% | 13.11% | 0.91 vs 1.11 | 10.15% | -10.71% | -2.39% | -7.16% | 79.1 | 1 | 2026-10-14 | Reported This Month | Largest retail deposit franchise in the US gives it outsized NII leverage to any rate-path change, but the quarter missed consensus on weaker trading and provision build — the swing factor for the whole sector narrative this cycle. |
| WFC | Wells Fargo & Company | Banks - Diversified | 2.484e+11 | 12.03 | 1.63 | 2.24% | 8.19% | 1.87 vs 1.86 | 11.84% | -4.94% | 3.02% | 0.44% | 32.9 | 2 | 2026-10-13 | Reported This Month | Most asset-sensitive of the megacaps, with a long-running efficiency and buyback story under current management. Regulatory asset-cap removal is the structural catalyst investors are watching for. |
| C | Citigroup, Inc. | Banks - Diversified | 2.067e+11 | 13.28 | 1.16 | 2.00% | 12.62% | 2.83 vs 2.62 | 6.81% | -7.33% | -3.80% | -4.91% | 27.2 | 2 | 2026-10-13 | Reported This Month | Cheapest P/B in the cohort and the deepest restructuring turnaround — cross-border and services mix is improving, but the market discounts a persistent valuation gap vs. peers until returns close it. |
| WABC | Westamerica Bancorporation | Banks - Regional | 1.407e+09 | 13.44 | 1.57 | 3.09% | -16.20% | n/a | 13.16% | 2.06% | 15.30% | 7.67% | 48.1 | 0 | 2026-10-15 | Reported This Month | Very low-risk, deposit-rich small California bank known for efficiency and a fat dividend; earnings pulled back on margin compression, so income is the thesis rather than growth. |
| FBK | FB Financial Corporation | Banks - Regional | 2.545e+09 | 13.62 | 1.49 | 1.59% | 5.68% | 1.21 vs 1.21 | 6.21% | -4.93% | -2.60% | -6.12% | 45.7 | 2 | 2026-10-13 | Reported This Month | Tennessee-based regional with strong mortgage and commercial banking; the largest 1M drawdown in the cohort, making the post-earnings reaction a key sentiment test for small-cap bank appetite. |
| JPM | JP Morgan Chase & Co. | Banks - Diversified | 8.91e+11 | 14.36 | 2.69 | 1.34% | -2.43% | 5.75 vs 5.94 | 15.67% | -3.36% | 9.28% | 3.37% | 49.4 | 2 | 2026-10-13 | Reported This Month | The benchmark for the group and the only cohort name in a technical uptrend; premium P/B reflects fortress capital and superior ROE. Slight EPS miss caps near-term upside but franchise quality keeps it the sector's anchor holding. |
| BNY | The Bank of New York Mellon Cor | Banks - Diversified | 9.641e+10 | 16.58 | 2.76 | 1.56% | 22.49% | 2.37 vs 2.26 | 12.39% | -7.42% | 6.22% | -1.08% | 75.8 | 0 | 2026-10-15 | Reported This Month | Custody-and-asset-servicing model, not a spread lender — best-positioned given the group's fee/growth tilt and highest momentum score here; watch the effect of rate cuts on its large interest-bearing deposit base. |
| EQBK | Equity Bancshares, Inc. | Banks - Regional | 9.613e+08 | 29.73 | 1.23 | 1.16% | -63.71% | 1.32 vs 1.30 | 2.78% | -4.70% | 4.44% | -1.29% | 34.2 | 0 | 2026-10-15 | Reported This Month | Small Kansas/Missouri regional whose earnings collapsed year-over-year largely on credit provisioning and deal costs; the highest P/E in the cohort is a depressed-earnings artifact, so a normalization recovery is the entire thesis. |
Screen Notes
What this screen shows. Every name here reported in the 13-15 October 2026 window, so the table is the freshest post-earnings read on US banks in the dataset — it is effectively the Q3 reporting cohort, not a mixed-vintage list. Only 13 banks in our universe reported inside the trailing month; widening to 30 or 45 days added nothing, confirming this is the complete recent cohort. The group spans the megacaps (JPM, BAC, WFC, C, BNY), super-regionals (USB, PNC) and small regionals (UNTY, HOMB, WABC, FBK, EQBK).
How to read it. Sorted by P/E ascending, the table deliberately mixes very different business models. The cheapest multiples (UNTY, FHN, USB, PNC) are spread-lending franchises trading on normalized earnings, while the priciest (EQBK, BNY, JPM) each have a specific reason: depressed earnings, a fee-based custody model, or a premium for franchise quality. P/E alone is a poor comparator for banks — pair it with P/B and ROE, since a low P/E against a low P/B and low ROE usually signals a value trap rather than opportunity.
Earnings quality. The EPS-vs-estimate column separates clean beats from messy quarters. Citigroup and JPMorgan's trading-driven results diverged meaningfully (C a solid beat, BAC a clear miss), which is the classic megacap dispersion pattern — capital-markets revenue is the swing factor. The regional beats were smaller and more uniform, consistent with stable NIM and benign credit.
What's not here. CET1 / Tier 1 capital ratios are not part of this dataset, so capital adequacy cannot be assessed from the screen; that is a deliberate data caveat, not an omission in the analysis. The sector backdrop is soft — Financials were among the weaker US sectors over the past month as the broad tape de-risked — which is why most cohort names sit below their 150-day averages despite reporting. BNY and JPM are the two standing apart, the only names with strong momentum scores and positive trend structure.
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