# Large-Cap Banks Ahead of Earnings
**Query:** US large-cap bank stocks compared by price to book, capital ratios, dividend yield, P/E and recent returns ahead of earnings season
**Data as of:** 2026-10-14

28 US-listed large-cap bank stocks (Financials, banking industries) with market cap ≥ $50B as of October 14, 2026, sorted by market cap. Covers money-center, regional and international banks. Returns are percentage points over 1W-1Y windows; forward P/E and momentum potential highlight names with earnings catalysts ahead.

### Large-Cap Bank Stocks ($50B+) — Ahead of Earnings Season

| Symbol | Company | Industry | Market Cap | P/B | P/E (TTM) | P/E (Fwd) | Div Yield % | 1W Return | 1M Return | 3M Return | 6M Return | 1Y Return | % from 52W High | % above 150D SMA | Momentum Potential | Days to Next Earnings | Days Since Last Earnings | Comments |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| JPM | JP Morgan Chase & Co. | Banks - Diversified | 8.904e+11 | 2.69 | 14.35 | 13.41 | 1.34% | 1.73% | -4.41% | -1.81% | 10.64% | 10.96% | -8.19% | 3.41% | 50.9 | 92 | 1 | Fortress balance sheet and the sector's only true 'quality at a fair price' story; the CET1 cushion leaves room for buybacks, and the February earnings report is the first read on NII trajectory under a lower policy rate. |
| BAC | Bank of America Corporation | Banks - Diversified | 3.594e+11 | 1.58 | 11.87 | 9.7 | 1.64% | -3.98% | -13.66% | -16.00% | -4.42% | 7.42% | -20.71% | -7.66% | 80.2 | — | 0 | Most rate-sensitive of the US money-center banks and the worst recent laggard; already reported, so the setup is about whether the deposit franchise can hold up as funding costs reset lower. Deep discount to book versus peers. |
| HSBC | HSBC Holdings, plc. | Banks - Diversified | 3.212e+11 | 8.22 | 13.42 | 9.92 | 3.99% | 0.21% | -8.13% | -6.12% | 4.35% | 47.82% | -12.93% | -0.85% | 79 | 13 | 71 | Asia-centric franchise with a large buyback and an above-average yield; the premium to book reflects a multi-year restructuring that's still scaling back investment banking and US footprint. |
| RY | Royal Bank Of Canada | Banks - Diversified | 2.801e+11 | 3.04 | 17.46 | 15.23 | 1.26% | 1.36% | -5.10% | -9.76% | 11.58% | 35.79% | -11.04% | 0.68% | 68.8 | 50 | 48 | Canada's flagship bank, and among the safest dividend compounders in the group; near-term report lands into a softer Canadian consumer and a housing market that is the key risk to credit. |
| MUFG | Mitsubishi UFJ Financial Group, | Banks - Diversified | 2.463e+11 | 1.81 | 16.45 | 21.24 | 1.99% | -3.40% | -7.72% | -1.13% | 18.59% | 47.64% | -9.32% | 6.90% | 74 | 30 | 72 | Beneficiary of the Japanese reflation and rate-normalization trade, plus a large cross-shareholding unwind program; valuation is now less discounted than it was a year ago. |
| WFC | Wells Fargo & Company | Banks - Diversified | 2.428e+11 | 1.63 | 11.76 | 10.24 | 2.29% | 0.80% | -9.83% | -7.61% | 1.92% | 4.74% | -16.07% | -1.74% | 31.9 | 92 | 1 | Asset-cap constrained but the cleanest US turnaround: management has focused on fee and capital efficiency. Reported recently, so next catalyst is guidance on expense and NII. |
| C | Citigroup, Inc. | Banks - Diversified | 2.051e+11 | 1.16 | 13.18 | 9.49 | 2.02% | -3.97% | -10.21% | -6.70% | -6.24% | 29.92% | -16.06% | -5.55% | 28 | 92 | 1 | Cheapest large US bank on book value and the market's preferred re-rating candidate; execution on services and markets is the key swing factor. Already reported, so drift-trading into year-end. |
| TD | Toronto Dominion Bank (The) | Banks - Diversified | 1.971e+11 | 2.29 | 19.13 | 14.66 | 1.34% | 4.02% | -2.49% | -4.40% | 14.66% | 52.38% | -5.75% | 5.02% | 77.5 | 50 | 48 | US-listed Canadian bank with strong capital return; the earnings report will test whether provisioning in US retail and commercial has peaked. |
| SAN | Banco Santander, S.A. Sponsored | Banks - Diversified | 1.939e+11 | 1.65 | 13.15 | 9.38 | 1.10% | -1.83% | -8.46% | -1.54% | 8.69% | 35.21% | -10.90% | 2.30% | 79.5 | 14 | 84 | European franchise leveraged to Brazil, Mexico and Spain; well-capitalized with an ongoing buyback, but partially a currency and EM-rate trade given its Latin American exposure. |
| UBS | UBS Group AG Registered | Banks - Diversified | 1.665e+11 | 1.89 | 29.84 | 11.57 | 2.34% | -0.57% | -8.43% | -11.87% | 12.19% | 19.75% | -15.38% | -1.25% | 77.2 | 14 | 77 | Post-Credit Suisse integration story: the headline P/E is distorted by restructuring charges, so forward earnings power is the more meaningful lens. Wealth management scale is the durable moat. |
| SMFG | Sumitomo Mitsui Financial Group | Banks - Diversified | 1.552e+11 | 1.69 | 15.97 | 60.37 | 1.98% | -2.56% | -7.58% | -4.26% | 15.01% | 61.55% | -10.20% | 4.38% | 82.8 | 29 | 75 | Leveraged to Japanese rates and a weaker yen translating profits; buyback pace is the shareholder-return lever to watch around its earnings. |
| BBVA | Banco Bilbao Vizcaya Argentaria | Banks - Diversified | 1.359e+11 | 2.44 | 11.76 | 10.38 | 4.18% | -1.87% | -10.65% | 0.23% | 10.51% | 47.50% | -13.09% | 3.43% | 83.4 | 15 | 76 | Best-in-class emerging-market growth among the large European banks via Mexico and Turkey; highest trailing yield in the cohort, but the outlook depends on Mexican rate policy. |
| MFG | Mizuho Financial Group, Inc. Sp | Banks - Regional | 1.239e+11 | 1.79 | 16.29 | 7.38 | 1.85% | -4.74% | -7.98% | -0.58% | 16.59% | 65.48% | -10.39% | 5.99% | 58.7 | 30 | 76 | Japanese bank with the largest discount-to-forward-P/E gap in the list — a reflection of a weaker near-term earnings base rather than a structural problem. Rate normalization is the long-term driver. |
| BMO | Bank Of Montreal | Banks - Diversified | 1.196e+11 | 1.95 | 17.44 | 13.92 | 1.49% | 1.16% | -5.80% | -9.78% | 11.11% | 31.00% | -11.94% | 0.39% | 73.3 | 49 | 50 | Canadian bank with meaningful US commercial exposure; capital position is comfortable, but loan-loss normalization in US mid-market lending is the earnings wildcard. |
| HDB | HDFC Bank Limited | Banks - Regional | 1.163e+11 | 9.35 | 15.72 | 15.87 | 2.04% | 2.21% | 0.22% | -13.99% | -16.62% | -35.49% | -39.13% | -7.43% | 23.7 | 5 | 86 | India's premier private bank, now deeply out of favor — the only name here with a clear downtrend and a big drawdown from highs. Deposit-cost normalization and margin recovery are the eventual catalysts, but sentiment is weak. |
| BNS | Bank Nova Scotia Halifax Pfd 3 | Banks - Diversified | 1.067e+11 | 1.75 | 17.22 | 13.44 | 0.89% | 3.23% | -2.60% | 1.36% | 21.68% | 45.17% | -5.56% | 9.52% | 81.6 | 49 | 50 | Latin America-weighted Canadian bank with the strongest recent momentum; earnings report is the next checkpoint on Mexican and Peruvian credit quality. |
| CM | Canadian Imperial Bank of Comme | Banks - Diversified | 1.02e+11 | 2.26 | 15.21 | 13.72 | 1.38% | 1.96% | -1.90% | -7.91% | 4.33% | 40.30% | -10.74% | 0.14% | 68.1 | 50 | 48 | Canadian bank with record capital levels and a discounted book multiple; the earnings report will be watched for Canadian commercial loan-loss trends. |
| IBN | ICICI Bank Limited | Banks - Regional | 1.015e+11 | — | — | — | 0.88% | 1.47% | -0.46% | -3.38% | 1.95% | -8.04% | -14.18% | 0.96% | — | 5 | 86 | India's second-largest private bank; digitization and retail lending drive the growth premium. Valuation data is unavailable for this ADR in our dataset, so screen on the price and return columns. |
| BNY | The Bank of New York Mellon Cor | Banks - Diversified | 9.339e+10 | 2.76 | 16.06 | 13.43 | 1.61% | -3.56% | -11.01% | -14.09% | 5.14% | 31.74% | -16.50% | -4.06% | 74.3 | 1 | 91 | Custody and asset-servicing model means earnings are tied to equity market levels and rate spreads rather than credit; a pure beneficiary if markets hold up. Report is imminent, so a key near-term catalyst. |
| ING | ING Group, N.V. | Banks - Diversified | 8.989e+10 | 1.72 | 12.53 | 10.49 | 4.00% | -1.36% | -9.03% | 4.94% | 21.81% | 42.99% | -10.22% | 7.22% | 87.8 | 15 | 76 | High-yield European bank with clean capital and a buyback running; the liability-sensitive funding model means falling rates are a tailwind for margins. |
| BCS | Barclays PLC | Banks - Diversified | 8.884e+10 | 1.01 | 8.68 | 6.69 | 2.73% | -1.13% | -10.61% | -18.54% | -3.83% | 15.89% | -20.38% | -8.09% | 70.9 | 8 | 78 | Deepest-value large bank in the cohort on forward earnings; the UK franchise offers a large buyback, but the discount reflects structurally lower returns versus US peers. |
| USB | U.S. Bancorp | Banks - Regional | 8.766e+10 | 1.61 | 11.23 | 9.72 | 2.77% | 0.16% | -8.73% | -11.28% | 1.60% | 26.57% | -14.00% | -2.36% | 43.8 | 1 | 90 | Regional bank bellwether trading at a discount to book; already reported, so the setup hinges on deposit costs and credit trends in commercial real estate. |
| LYG | Lloyds Banking Group Plc | Banks - Regional | 8.728e+10 | 1.52 | 12.72 | 8.59 | 3.98% | 1.30% | -6.97% | -8.06% | -1.17% | 26.50% | -12.90% | -1.68% | 79.1 | 15 | 76 | UK retail bank with a high trailing yield; capital return is the story, but the domestic mortgage spread and UK consumer credit are the swing factors. |
| PNC | PNC Financial Services Group, I | Banks - Regional | 8.609e+10 | 1.66 | 11.88 | 10.1 | 3.29% | -0.88% | -10.37% | -14.76% | -2.04% | 19.25% | -16.02% | -5.96% | 29.7 | 1 | 91 | Mid-cap US regional with improving fee mix from its capital-markets arm; already reported, so the next catalyst is guidance and buyback pace. |
| NWG | NatWest Group plc | Banks - Regional | 7.401e+10 | 1.38 | 8.71 | 8.13 | 5.36% | 2.03% | -5.48% | 2.28% | 8.15% | 26.38% | -9.37% | 4.95% | 87.5 | 16 | 72 | Highest-yielding name in the group on the back of aggressive UK buybacks; the domestic franchise is benefiting from a rate environment that's been more supportive than expected. |
| NU | Nu Holdings Ltd. | Banks - Regional | 7.212e+10 | 5.52 | 20.45 | 13.05 | 0.00% | -4.17% | 5.21% | 8.27% | -2.67% | -0.99% | -20.42% | 7.08% | 85.6 | 29 | 62 | Digital-first Latin American challenger with the highest momentum score and no dividend; growth is genuinely differentiated but the valuation and low-volatility-profile caveat mean it trades as a high-beta growth name, not a bank. |
| DB | Deutsche Bank AG | Banks - Regional | 6.711e+10 | 0.83 | 8.61 | 6.86 | 3.55% | -2.24% | -15.22% | -9.04% | 1.45% | -3.69% | -21.08% | -3.56% | 79.7 | 14 | 77 | The only name trading below book value — a German franchise in the middle of a multi-year restructuring with the lowest P/E in the cohort; a deep-value re-rating bet, not a momentum one. |
| TFC | Truist Financial Corporation | Banks - Regional | 5.567e+10 | 1.05 | 10.48 | 9.13 | 4.56% | -0.02% | -9.69% | -13.57% | -6.22% | 10.65% | -18.35% | -6.57% | 71.2 | 2 | 89 | US regional that flagged a break-below pattern; insurance-fee income and the balance-sheet repositioning are the medium-term levers, but it has just reported so near-term news flow is quiet. |

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